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Fordham recognizes that student debt may impact job choice and offers two post-graduation loan relief programs: Fordham Law Loan Repayment Assistance (LRAP) and The Revolving Loan Forgiveness Program (RLFP)

Both of Fordham’s loan forgiveness programs, LRAP and RLFP:
  • supplement benefits under the CCRAA
  • are available to students and alumni who may not be eligible for CCRAA (e.g. because CCRAA is limited to Federal Direct loans, including Federal Direct Consolidation loans). 

Brief summary of Fordham’s programs: 

The Fordham Loan Repayment Assistance Program is available to J.D. graduates who

  • Borrowed federal and/or private educational loans approved by Fordham
  • Work full-time in law-related positions in 501(c)(3) non-profit organizations and
  • Have qualifying incomes below $60,000 (Class of 2011) which is adjusted based on inflation and career progression increases.

Qualifying graduates receive up to $8,700 per year for up to five years of forgivable Fordham LRAP loans to be used toward monthly payments of approved educational loans.  Loans are forgiven in the year they are made.   

The Fordham Revolving Loan Forgiveness Program is available to J.D. graduates who:

  • Borrowed from Fordham Law’s Revolving Loan Fund
  • Work full-time in law-related positions in government agencies or non-profit 501(c)(3)organizations, and
  • Have qualifying incomes below an income threshold, $66,850 for the calendar year 2012, which is adjusted annually.

Revolving Loan Forgiveness participants receive a deferment on their Fordham Revolving Loans during their first three years of participation in the program and:

  • One-third of the loan is forgiven after three full years of participation in the program
  • One-third is forgiven after four full years of participation, and
  • The remaining one-third is forgiven after five years of participation.

Application Deadline for Loan Forgiveness and Loan Repayment Assistance: September 1 to November 1 prior to the calendar year for which benefits are sought, except for graduates who secure eligible employment after November 1.  Applications and information are available on the website of the Financial Aid Office’s website.