Fordham Law
Fordham Law School banner photo


What Type of Federal Loans did I Borrow while Attending Fordham Law School?


Types of Loans:

Direct Subsidized - goverment pays the interest that accrues while the borrower is in school, plus six months thereafter.

Direct Unsubsidized
- the borrower is responsible for the interest that accrues from the date of each disbursement.

Direct Grad PLUS Loan
- the borrower is responsible for the interest that accrues from the date of each disbursement.

Students graduating in 2014 who were enrolled in the Day School may have borrowed $8,500 in Subsidized Federal Direct and $12,000 in Unsubsidized Federal Direct Loans for their first year at the Law School.  During the second and third year, the Subsidized Direct Loan was unavailable to graduate students. However, day students could borrow $20,500 in an Unsubsidized Direct Loan.  In addition, day students could borrow up the cost of attendance, less all other financial aid received, in a Federal Direct Grad PLUS Loan for each year in attendance. 

Type of Loans a Day Student graduating in 2014 may have borrowed:

 2011-12 $8,500 Subsidized Direct
$12,000 Unsubsidized Direct
Direct Grad Plus
 2012-13 $20,500 Unsubsidized Direct
Direct Grad Plus
 2013-14 $20,500 Unsubsidized Direct
Direct Grad Plus

Students graduating in 2014 who were enrolled in the Evening Division may have borrowed $8,500 in Subsidized Federal Direct and $12,000 in Unsubsidized Federal Direct Loans for their first two years at the Law School.  For years three and four, evening students could borrow $20,500 in an Unsubsidized Direct Loan.  Evening students also could borrow up the cost of attendance, less all other financial aid received, in a Federal Direct Grad PLUS Loan for all four years

Types of Loans an Evening Student graduating in 2014 may have borrowed:

 2010-11 $8,500 Subsidized Direct
$12,000 Unsubsidized Direct
Direct Grad Plus
 2011-12 $8,500 Subsidized Direct
$12,000 Unsubsidized Direct
Direct Grad Plus
 2012-13 $20,500 Unsubsidized Direct
Direct Grad Plus
 2013-14 $20,500 Unsubsidized Direct
Direct Grad Plus

To determine the type of loans you borrowed and the amounts borrowed, log on to http://www.nslds.ed.gov.  There you will find a complete listing of your Federal loans.  If the loan is not prefaced by the word "direct," it is not a Direct Loan; it is most likely a FFELP Loan that you borrowed as an undergraduate.